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How to get the banks to say 'YES' in the current tighter lending environment This book is an expert guide to financial freedom that reveals how some people work less, earn more, pay less tax and are more financially secure than others. Buy this book now as it is a must read for all Australian property investors because it explains how it's not how much money you make that matters, it's how hard that money works and how much you keep that counts. So now you can learn from Australia's leading property, finance, tax and legal experts with decades of experience & knowledge you just won't get anywhere else. This book has been written for both beginning and experienced investors. Together with Michael Yardney, who is Australia's leading expert in wealth creation through property, property tax accountant and structuring specialist Ken Raiss and property lawyer and educator Rob Balanda, share their decades of experience and explain how sophisticated investors know how to use 'the system' to their advantage. This is a 'Plain English' guide to financial freedom that reveals how some people work less, earn more, pay less in taxes and are more financially secure than others. Most property investors never achieve financial independence, because they don't understand how to use 'the system.' This book is designed to help you treat your property investments as a business and take advantage of 'the system' rather than having it work against you. Readers will be shown 'What Every Property Investor needs to know about Finance, Tax and the Law'. This book is written for: - people who want to work less, earn more, pay less tax and become financially secure - beginning investors who want to set things up correctly from the start - experienced investors who want to get to the next level by developing a property investment business - property investors who want to move to the next level by getting the right finance & the right structures to protect their assets from lawsuits, taxes & creditors