Twice Broke But Never Broken

My name has been added to the roster of a very exclusive club. This club's rosterhas names in it that may very well surprise you. The club's membership includessome very prominent individuals of great wealth and lofty social stature, as well assome individuals of great historic and/or heroic significance.Allow me to be a 'name dropper' of a few my fellow club members.Have you ever heard any of the following names? For instance; Thomas Jefferson,Abraham Lincoln, Ulysses S. Grant, Harry S Truman. R.H. Macy, Henry Ford,Walt Disney or Charles Goodyear just to name a few? Any of these names 'ringa bell'? All of these guys are on the club's roster as well as so many others youwould instantly recognize. And just think, I'm a member in good standing of thisexclusive club too.So, what exclusive club is this and how could I become a member of this club you ask? What exactly are the requirements to become eligible to belong to a club like thiswith such an impressive roster? All you need to do to belong to this club made up of such famousand distinguished members - to enter your name on this exclusive, prestigious roster is;HIT BOTTOM - FAIL - GO BROKE.Are these guys a bunch of losers? If so, I'm in excellent company!