Twenty Three & Debt Free

"When I sit down and talk with people about their finances, the most common response I hear is: 'Oh, our finances are pretty good. We don't have a ton of debt and our bills are always paid. Our credit score is great and we feel like we are doing things right, but we just aren't getting much traction.' As with most financial situations, the problem often isn't with the set expenses such as rent or electricity. It is with the expandable necessities such as food, clothing, and transportation." Annika, Financial Coach and Author