Transform Tomorrow

Retiring with dignity in America is becoming an endangered concept. The average American is living longer, spending more, and saving far too little to retire comfortably. What we need is a coordinated effort that incorporates contextual drivers, baseline financial education, and a nationally recognized campaign along the lines of successful Public Service Announcements-like "The Crying Indian," and "Rosie the Riveter"-to change behavior and reshape the savings culture of our nation. Transform Tomorrow kick-starts the conversation needed to develop a retirement readiness campaign that will inspire and enlist the support of individuals, employers, industry, government, and the media. After posing the question: How do we help American workers retire with confidence? the authors went in search of answers to explain: - o What "Super Savers" do so they can retire earlier than the norm. o Why "contextual" drivers are needed to help Americans outlive their retirement savings. o How beliefs must fundamentally change to shift course on retirement readiness. o Who needs to be involved in crafting a compelling and "sticky" message.