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The first active step needed to get started on a journey to financial freedom is acknowledging that you are not financially stable or free. This is a hard pill for some people to swallow and so they avoid acknowledging it even with the overwhelming evidence to support the state.
Facing this fact is not about demeaning your integrity or bring you down. It is about giving you a foundation to start with so that you can build the financial security you need. This knowledge is needed to show you where you currently stand financially and what your resources are so that you can develop a plan to get where you need and want to be.