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Understanding the basics of health insurance is a key Health Literacy skill that gets more complicated every year. This book is designed to cover what health insurance is, how to use it well, and what are the things you should be looking at when you compare coverages. This book is a basics class so it works whether you are picking from the NY State of Health, from your employer, or Medicare supplemental choices. It also includes information on where to find additional help, what supplemental insurance is and other programs that may help if you are feeling overwhelmed by your medical costs.