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Whilst the greatest effort has been made to ensure the quality of this text, due to the historical nature of this content, in some rare cases there may be minor issues with legibility. But in this country one convulsion follows another with disheartening frequency. I lived through that of 1837, paid my debts, and had managed to save some money. My wife's system of economy had been so long adhered to, that in the end it became to some extent habitual to her, and she still continued to practice great frugality. I became insensibly ac customed to it myself. Children were multiplying around us, and we thought the skies had brightened for all future time. When in difficulty, we had often debated the propriety of quitting the city and its terrible business trials, and settling on a few acres in the country, where we could raise our own food, and spend the remainder of our days in cultivating ground which would be sure to yield us at least a re spectable subsistence. We had no longing for exces sive wealth a mere competency, though earned by daily toil, so that it was reasonably sure, and free from the drag of continued indebtedness to others, was all we coveted.