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The 'Mortgage Professor' answers critical homemortgage questionsThis value-packed consumer reference by a nationally syndicated mortgage columnist is indispensable for anyone looking to secure a home mortgage. The Pocket Mortgage Guide answers 50 of the most commonly asked mortgage questions, including: How can I find the lowest-cost lender?Should I choose a 15-year loan or a 30-year loan?What is PMI and how can I cancel it?How large a mortgage will I be able to afford?What will my monthly mortgage payment be?What is a 'debt ratio' used for and how is it calculated?What is a home equity line of credit and what should it be used for?The book also provides valuable interest amortization tables and is the perfect resource for home buyers.