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Do you dream of owning a home? And, do you have issues with qualifying for a loan? Rent To Own Comes to the Rescue A gap exists in the real estate market for people that do have cash to put down on a home, yet cannot qualify to meet all bank loan requirements. There are reasons for this: * Successful entrepreneurs may not yet have two years of tax returns to submit with a loan application. * New immigrants to the US may not have completed five years of residency for citizenship requirements. * Others may have lingering credit issues from income or employment gaps. As a "pre-owner," people can get into their homes while they work to qualify for a bank loan. They enjoy their homes, do not have to rent and then move again, and children stay in the same schools. "Rent To Own" programs are a great solution to solve issues of credit and timing.