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Chances are either you or someone you know will be impacted by a catastrophe, fire, storm damage at some stage in their life. Just this past week tornados destroyed hundreds of homes . Currently wild fires are out of control in several areas Think the unthinkable, and plan for the unplanned. These catastrophic events are not only things that happen to 'someone else'. It could happen to you. Be prepared to account for your lost of damaged property.