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Making Sense Out of Nonsense: Credit for Teens is the fifth book in a five-part series teaching financial literacy to teenagers. Can you afford it? Whether you are receiving a car loan or a credit card you must ask yourself how much can I afford to borrow and how much will it cost me? Credit is a life learning process that can end up in a disaster. This happens when a person borrow money they cannot pay back. Understanding credit will work in your favor when you learn about the lender, type of loan, and pros and cons of loans or credit; because you are able to make healthy financial decisions. This book offers a simple guide, so you can understand the complexities of credit and how to manage it as a teen and during adulthood. Information included in this book will assist you to avoid financial pitfalls about make smart decisions. This book will assist teenagers to: Learn about credit Learn about why you need credit Learn how to manage your debt Understanding credit cardsTools for the Future