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Easy-to-follow personal finance guidelines--from American Express's #1-rated financial adviserCharles Zhang became one of today's most nationally known and trusted financial advisers by stressing sanity and sensible investing over dubious, get-rich-quick tricks and schemes. In Make Yourself a Millionaire, Zhang transfers his program to the printed page. Far from a confusing, all-or-nothing approach, this book outlines a clear and rational approach to organizing and planning all aspects of a financial life.How do different investments work? How much insurance is too much? Zhang answers these questions and more as he discusses: Recommended investments for virtually any portfolioAsset allocation techniques that workActual examples of success and disasterThe role of insurance as a key element in a portfolioAll major financial instruments: stocks, bonds, funds, REITs, cash