Financial Ninja

Ninjas-mysterious and deadly; shrouded in secrecy. Managing your finances-also shrouded in secrecy and mystery-until now. Financial Ninja will open the previously mysterious world of financial literacy and planning using unconventional but practical methods that will make you a financial ninja You will learn how to live above your means and handle debt while still preparing for all your future financial challenges. Personal financial advisors are costly and out of reach to most of us. I have been carving paths through the seemingly complex world of finance for many years without a professional financial advisor. I have stumbled and I have made gains. Now I am going to bring my unconventional yet powerful techniques to you. I will be your Sensei and by the end of our journey together you will have learned everything I know.The information contained in this book is powerful, yet very practical. For too long banks and financial firms haven't been forthcoming with information in order to maintain control. All too often financial planners or financial institutions take either an inordinately passive role in their client's well-being or they advise from a position of admonishment rather than compassion. This makes the recipient miss the important messages. This book is designed to present complicated financial concepts at a supportive and understandable level so that you can easily digest the information. It provides a step-by-step guide through many of the financial challenges we all face: retirement, establishing credit, savings, paying off a car, how to manage and eradicate consumer debt, college saving, and budgeting. It shows you the why of each step with comparative cash flows that demonstrate definitively the gains you will make. Anyone struggling to make ends meet will benefit from the practical guidance provided. Despite what you may have been told, you don't need to have a lot of money to live a luxurious life, and you don't need a lot of money to be able to save and retire with a healthy retirement account either. I am confident you will find things in this book that will profoundly change your own finances and how you manage your own money.