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I love helping and touching lives. One area in our financial lives is some unexpected financial event that can come anytime unannounced. It can be a challenging situation in life, such as the loss of a job, unexpected medical expenses, a natural disaster, car repairs and an endless list of things that can seem to go wrong when we least expect it, even if we have tried to prepare in advance for such a situation. A positive challenge that we can also run into is when a golden opportunity presents itself with a limited time window if we can come up with the cash to take advantage of it. Remain Calm. If you start to panic or get worrying about your situation you will NOT be able to think clearly to creatively come up with a workable solution. This is very important. You want to be relaxed so you can think of all the possible choices that you have to deal with this unexpected emergency. So take a deep breath if you need to and let it out slowly and relax and allow the creative thoughts to flow. I take the approach that "Life Works for Me." Often people believe life is working against them so they approach the challenge with a negative and pessimistic view. It's a self-fulfilling prophecy. "Whether you think you can or whether you think you can't, you're right." -Henry Ford