Beating the Debt Game

"Paul Murphy arms readers with his unique perspective of the consumer credit and debt industry."- Henrietta E. Ross, President and Chief Executive Officer of the Canadian Debtors AssociationThe stakes are high. The table is rigged. And without an expert guide, the average Canadian slips straight into the debt traps designed to make the banks rich and keep Canadians poor.Financial expert Paul Murphy spent 20 years working for large commercial and investment banks. Now, he's ready to show how the debt game really works, helping Canadians tip the odds back in their favour.Whether you've wondered how much is too much debt (40% is the magical number you are searching for) or want fast ways to boost your credit rating, you'll learn new techniques to control your spending, navigate your debt options, and improve your financial well-being.About Paul MurphyPaul Murphy is a managing partner at 4 Pillars, the largest independent full-service debt restructuring firm in Canada. Before joining 4 Pillars, Paul had a 20-year career in the investment and banking industry, helping him offer a unique perspective to Canadians navigating complex financial crises. Paul is a member of the Canadian Debtors Association, an independent organization that advocates for financial literacy and increased options for Canadians facing financial trouble.