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No matter your race, religion, gender, economic status, nor your location, nothing can stop this incredible, mathematical miracle. Nothing nor no one can stop you from becoming financially free by retirement; or sooner. This is a book of hope, strategies, and a roadmap for those who feel like the American dream is not for them or has passed them by. Your life, your financial situation, your future don't have to be the way of the past. This book lays out Einstein's discovery in a simple way that anyone can understand and implement in their lives so that at a minimum, you can retire a millionaire, but depending on how much you apply it and apply yourself, you could get there much sooner. It is NOT a get rich quick scheme but it is a gift to the world which has always been there; has always been waiting for YOU to discover. This book and this formula can change your life for the positive. Every day you wait to understand these concepts puts you farther away from your dreams of quitting your job, retiring, owning your own business; having that vacation home in Florida or finally doing something you are truly passionate about!.