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WHAT IS THE MILLIONAIRE SAVINGS PLAN The Millionaires Savings Plan is a Challenge and a planned strategy similar to The Penny Double Challenge in which you start with $0.01. Then you double the amount 30 times till you get to $5,368,709.12 at the 30th time you double the amount. The difference between the Double Challenge and The Millionaire Savings Plan is there are only 11 times that you have to double your money. The Millionaire Savings Plan is much more simple and concentrated with a Reward after each Step is completed.